Health Insurance. What is it, why do we need it?

How it works

When a person takes out a health insurance policy, they join a group that together shares the expense of injury or illness. Health insurance pools the financial resources of many to pay the medical cost of group members who require specialists and/or hospitalisation to maintain their health.

So what about the public health system?

The Value of Good Insurance Advice

There are not too many words in the English language that cause as much divided opinion than the word ‘Insurance.'  Just check out any comments section on any article on Stuff or NZ Herald that mentions the word insurance, and you can see the width and breadth of opinion on the subject.

In my 15+ years in the industry, I have dealt with hundreds of insurance claims from simple small medical claims to million dollar Life Insurance claims and overwhelmingly these claims are paid without questions and change people's lives in any number of positive ways.

Do you have questions or do you need a Quote Talk to an Adviser